When we talk about generational wealth, we often focus on saving, investing, home or business ownership. Those are essential steps—but insurance belongs in that conversation too. Generational wealth is not only about what you earn or own. It is also about what you protect. For many families, creating financial security has meant pushing through systemic financial barriers. That makes protecting our progress even more important. A medical emergency, car accident, disability, h

Building generational wealth doesn't start when you have extra money. It starts when you make one intentional financial decision. Here are five simple actions you can take today: 1. Save Something—Anything If you can save $5, save $5. If you can save $50, save $50. The amount matters less than the habit. Building wealth starts with proving to yourself that you can consistently set money aside for your future. 2. Check Your Credit Score Your credit score can impact your abilit

What if the financial decisions you make today could change the future of your children, grandchildren, and generations you may never meet? Every family has a financial story. The question is: What story will future generations tell about yours? Generational wealth is not simply about accumulating money—it is about creating opportunities, building stability, and leaving a legacy that helps your family move further than you could alone. The journey does not require wealth to b

Arise Community Credit Union CEO Francis Odhiambo was recently featured in the Minnesota Spokesman-Recorder, sharing the story behind Arise's creation, its mission to expand financial access, and its commitment to serving individuals and families throughout Hennepin and Ramsey counties. The article highlights how community feedback helped shape Arise, the importance of financial education, and programs such as the Phoenix Loan Program that help members build and rebuild their